How to File an Effective RBI Complaint Against Credit Card Issue
Credit cards offer convenience, rewards, and financial flexibility—but they can also lead to frustration when things go awry. Issues like undisclosed charges, declined transactions, delayed statements, poor customer service, or lack of transparency can leave you feeling helpless. If your credit card provider fails to resolve your complaint satisfactorily, you have the right to file an RBI Complaint against Credit card issue . What Constitutes a Credit Card Issue? Common problems that may warrant escalation include: Unauthorized or hidden charges : Extra fees, interest recalculations, or unexpected penalties. Declined transactions without explanation : Transactions rejected without a clear reason or resolution. Delayed or incorrect statements : Missing billing cycles or wrong amounts mislead your balance and payments. Unresponsive or unhelpful customer support : Frustrating delays, dismissive replies, or lack of clear guidance. Disputed transaction mishandling : Delay or refusal t...